Housing Crisis for Seniors

A Housing Crisis for Seniors Last fall, I had to take the car keys away from an elderly relative who lives alone. This intervention should have happened much earlier, but when the day came it was one of the more emotionally wrenching things I’ve ever done. “Don’t take my car away,” he pleaded. “Without my […]

Things People With Dementia Say

Outrageous Things People With Dementia Say and How to Respond I have been though this myself, so print this off as a great guide becuase you will experience most of these phases. Dementia can cause people to say and do some pretty odd things. Family caregivers may be caught off-guard at first, but as they […]

Savings worse than before Great Recession

More than 1 in 5 say retirement savings are worse now than before the Great Recession  The BoomerFOXBusiness    Record upswing for US economy Former Reagan economist Art Laffer on the U.S. economy’s record expansion. As America marks the 10th anniversary of the end of the Great Recession in June, a new Bankrate surveyOpens a New […]

Sequence Of Returns Risk

 How to battle sequence of returns risk. Investment News Retiring during the longest-running bull market in history can be scary, as some begin to wonder when the good times will end? There were two recurring themes at the annual Investment News​ Retirement Income Summit in Chicago earlier this month: the economic impact of increased longevity […]

Drop in Mortgage Refinance Rates

Here’s how many borrowers should refinance after the recent drop in mortgage rates Here’s how many borrowers should refinance after the recent drop in mortgage rates. A massive drop in mortgage rates will likely spark refinance activity. Mortgage rates fell 22 basis points last week to 4.06%, an event that will likely be a gamechanger […]

Strengthen Retirement

Reverse Mortgages Included Among Tips to Strengthen Retirement by U.S. News A new article at U.S. News and World Report giving recommendations on strengthening retirement security offers reverse mortgages as one of the potential tools a senior can use to bolster their financial security in retirement. Among the recommendations from U.S. News contributor Craig Stephens, downsizing […]

7 Traits for a good Financial Adviser

7 Traits for a good Financial Adviser Getting good financial advice isn’t just about stocks and bonds. It’s about the relationship and trust you have with your adviser. Here’s how to evaluate whether your professional is doing a good job and is the right fit for you. Thanks to steady technological advances, financial advisers now […]

Seniors’ Financial Challenges

Overcoming Low-Income Seniors’ Financial Challenges People over the age of 50 with low-to-moderate incomes are facing an increasingly intense and unique set of financial challenges as traditional late-life retirement funding options, like an employer’s pension, become less available. This is according to a study conducted jointly by the Center for Financial Services Innovation (CFSI) and […]

How Retirement Changes Your Identity

Harvard Business Review: How Retirement Changes Your Identity Studies show that people who are able to afford a full retirement – and who will also be healthy enough to enjoy it – are generally much happier in retirement since their working life is behind them, and they can instead spend their time doing the things they […]