Reverse Mortgage – HECM (Home Equity Conversion Mortgage) Experts.

Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage (HECM) program in Birmingham and Huntsville since 2007 helping many satisfied Alabama homeowners turn home equity into cash with an FHA insured Home Equity Conversion Mortgage.

A (HECM) Home Equity Conversion Mortgage or Reverse Mortgage is designed especially for seniors age 62 and older to be able to access the equity in their home to help them live a better, financially comfortable retirement. Many uses of this equity-based retirement solution range from eliminating a house payment to home renovations, to supplementing monthly retirement income. Many families are using it for in home long term care.

Reverse Mortgage Alabama LLC; joined SMG Mortgage headquartered in Birmingham, AL as their “senior lending division”. We have a local Birmingham office, but can make house calls to Hoover, Trussville, Gardendale, Pelham, etc. The Huntsville office covers the surrounding areas such as Decatur, Madison, also lower Tennessee, and we also have a Mobile office serving Gulf Shores and South Alabama.

That joining of the 2 forces lets us be extremely competitive with anyone, because we have partnerships with the top lenders and low overhead, because everything is done local. Our team has over 100 years combined experience including 20 years of reverse mortgage experience.

We make a Reverse Mortgage trouble free with a behind the scenes team that can get you the best deal possible while giving you personalized service. The big TV lenders are telling their clients to expect 3 months. Reverse Mortgage Alabama will have you closed in 30 days or less. Even if you have already started the process with another lender, we can request your file from FHA and close your Reverse Mortgage faster with less cost.

Why wouldn’t you work with a local Reverse Mortgage expert? We will take the time to thoroughly explain how the Reverse Mortgage works and answer any questions that you may have about your personal financial situation and your specific goals. Call or fill out the .quick quote form above for a free no obligation Reverse Mortgage guide. You will get an accurate illustration, answers to pros and cons, the requirements and examples. We can help you choose the best scenario for your financial future.