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Let us be your guide for navigating through a Reverse Mortgage. Scott Underwood known as "Alabama's Reverse Mortgage Guy" has 11 years of experience. His knowledge and experience will ensure your Reverse Mortgage is a positive experience for you and your family.


Home Birmingham, “Alabama’s Reverse Mortgage Guy” Scott Underwood since 2007. 

The big T.V. lenders take 3 months, we can start and finish in 30 days. I can take your file from the other lender and close it fast! Call now for your free information booklet, illustration, and a 2nd opinion!

A Reverse Mortgage or (HECM) home equity conversion mortgage loan is designed especially for seniors, age 62 and older to gain access to equity in your home for current use, with no monthly payments for as long as you live in the home. It is a way to eliminate your house payment, thus allowing you to supplement your monthly retirement income!

I take time to insure that all of your questions, pros, cons, advantages, disadvantages, interest rates, explain how the Reverse Mortgage works, and answer financial planning questions from the start. As Alabama’s only direct to consumer lender we have local New South Mortgage offices in Birmingham and Huntsville. All of the Reverse Mortgage process is done in Alabama; with Alabamian’s not making this harder than it should be. Closing in under 30 days.

Please call for appointment at the Birmingham or Huntsville office; I still meet with most people in their house so if you drop in, I may not be there. Why wouldn’t you work with a local expert?

Be sure to read above ” Reverse Blogs.,  “testimonials” and Advisors . We are BBB A+ rated, and adhere to NRMLA’s code of ethics.         Careers