SMG Mortgage in Birmingham covers all of Alabama, Georgia, Mississippi, and Tennessee.
I have been in the Mortgage industry since 2007; I have become an expert in the South for my knowledge of Reverse Mortgages. I love working with seniors and knowing the positive results a Reverse Mortgage can have. Most of my business is based on client referrals, so it is my goal to provide a personal experience from application to closing. I pride myself on going the extra mile to help educate those who may not be aware of the options today with traditional mortgage. Choices range from Conventional, FHA, VA, USDA, Jumbo, HELOCS, HELOANS, and Reverse Mortgages and Reverse Mortgages to purchase a home. Reverse Mortgages today are being used for many different reasons. Such as replacing a loved one’s income, providing a solution to pay for in home care instead of a nursing home, eliminating a current mortgage and payment, or supplementing retirement income or an investment portfolio. SMG Mortgage is a direct lender but unlike many “big banks” and some other lenders we can work with many different investors offering programs for almost any situation, we understand that everyone’s situation is different, and we have the flexibility to meet those needs. Please call me with any questions or for a no hassle illustration. We are in Alabama, Georgia, Tennessee, and Mississippi. Our main office is at 204 Griffin Park Drive Birmingham, AL 35242. If you need a mortgage or just have general financing questions, I would be happy to help you. You can contact me at (205) 908-2993, (256) 677-9767, Scott@SMGmortgage.com, or Scott@ReverseMortgageAlabama.com
What is a Reverse Mortgage?
A reverse mortgage is a loan available to seniors over the age of 62 which allows them to convert equity in their home into cash.
The latest in reverse mortgage news.
Don’t expect Reverse mortgage rates to fall after the Fed’s interest-rate cuts.
But here’s one move borrowers can make right now.Waiting for the Fed to cut so Reverse Mortgage rates will go down is a ‘flawed’…
Read the full articleGovernment Shutdown
As most of you know by now, the Federal Government was shut down effective October 1 and will remain shut down until Congress comes…
Read the full articleHECM or HELOC
(HECM) Reverse Mortgage vs (HELOC) Home Equity Line of Credit Over 1.5million baby boomers utilize HELOC’s on an annual basis as a way to…
Read the full articleServing Alabama Homeowners Since 2007
We serve clients across Birmingham, Huntsville, and beyond, offering in-home consultations in areas like Vestavia, Trussville, Hoover, Leeds, Irondale, Muscle Shoals, Anniston, Gadsden, and Tuscaloosa. We also work with homeowners in Tennessee, Georgia, and Mississippi!
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Scott Underwood has been a fantastic Reverse Mortgage Broker to me.
Susan Shropshire
May 1, 2017Scott is an industry veteran who really knows the business. He works hard to ensure his clients are happy.
YourOffice Birmingham
May 1, 2016Scott was true to his word and very easy to work with. Chad O
Chad Oswalt
May 1, 2016 -
I highly recommend Mr. Scott Underwood and Reverse Mortgage Alabama. From the first telephone contact until the completion of the loan was only forty one days. Mr. Underwood and... read more
Donna Elliott
May 1, 2022Scott Underwood did a great job for us. Very knowledgeable, and professional. Would recommend using him for your reverse mortgage.
Ed Mills
May 1, 2021I used Reverse Mortgage Alabama for my reverse mortgage and I was very pleased. Scott Underwood advised me and kept me informed from the beginning of the application all... read more
Douglas Rush
May 1, 2023 -
He is very knowledgeable.
Cynthia Brown
May 1, 2016Scott handled my father’s reverse mortgage so well that I let him handle mine and we’re closing within a month on Monday.
Jeanna Blicker
May 1, 2019I'm an 80 year old female with a limited financial background and was very skeptical of a reverse mortgage. My financial advisor and I met with two highly... read more
Annie Hall
May 1, 2017 -
The last thing my father said to me before he passed away was to take care of my mother. Scott sat down with my family and we now able... read more
Kelley Entrekin
May 1, 2019Getting a reverse mortgage was so easy , Scott Underwood and his professional team Know how to get it done quick and painless, they are #1 in my book. Thanks... read more
Rickey McGuire
May 1, 2017This was a wonderful experience with a positive outcome. It was the grace of God I got in touch with Scott Underwood. From the very beginning, he informed me he... read more
Harriet BBC
May 1, 2020
