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Reverse Mortgage Alabama Home Page.

Scott Underwood has been serving Central and North Alabama since 2007.

Why wouldn’t you work with a local home town Reverse Mortgage (HECM) expert? Use your trusted Reverse Mortgage
local Reverse Mortgage Specialist. We are not a call center or sell leads. This information comes only to me.

Fill out the form to the right or call for Quote and Free Guide The big companies and lenders you see on television, with their celebrity endorsers, take several months to process reverse mortgages. Working with Reverse Mortgage Alabama and the New South Mortgage team, based in Huntsville, Alabama, Scott Underwood can start and finish your reverse mortgage in 30 days. Even if you’ve already started the process with another lender, it is possible for us to request your file from them and close your reverse mortgage faster! Contact Alabama’s Reverse Mortgage Guy, Scott for a free information booklet, illustration, or to schedule a consultation. 

A Reverse Mortgage or (HECM) home equity conversion mortgage loan is designed especially for seniors, age 62 and older to gain access to equity in your home for current use, with no monthly payments for as long as you live in the home. It is a way to eliminate your house payment, thus allowing you to supplement your monthly retirement income! Scott will take the time to thoroughly explain how the Reverse Mortgage works, and answer any questions you may have about your personal scenario. You will be provided with an illustration, answers to pros, cons, advantages, disadvantages, requirements, examples,and interest rates of your reverse mortgage. With Scott’s experience, he will help you choose the best scenario for your financial future.

Reverse Mortgage Alabama has partnered with New South Mortgage- only direct to consumer in-state Reverse Mortgage lender with offices conveniently located in Birmingham and Huntsville. Please request an appointment with Scott Underwood at either location. At times I am out at a client’s home and not in either office. Scott is happy to meet with you in the comfort of your home in locations near his Birmingham office such as Vestavia, Mountain Brook, Gardendale, Trussville, Pelham, Cullman, and Gadsden, Alabama.

Fact. 250 Reverse Mortgages are done each month in Birmingham, Alabama and over 15,000 are done annually in the United States! Also, Reverse Mortgages have been adopted by other countries such as Canada, Australia, New Zealand, the United Kingdom, South Korea, India, and China.