Alabama’s Reverse Mortgage Guy

Reverse Mortgage Alabama

Birmingham (205) 908-2993
Huntsville and Mobile (888) 220-0393

204 Griffin Park Drive
Birmingham, AL 35242

Alabama’s Reverse Mortgage Guy – Scott Underwood

Scott grew up in Vestavia Hills, Alabama, and Graduated from Vestavia Hills High School. He then studied Insurance sales and management at Jefferson State College.

Reverse Mortgage Alabama was started by Scott Underwood in February 2007, and he has devoted 100% of his time to the Reverse Mortgage industry from Birmingham, Huntsville, Mobile and their greater metropolitan areas in Alabama.

Scott has worked in the senior industry for more than 20 years, finding fulfilment explaining the then difficult Medicare Part -D prescription plan to seniors in 2005-2006. Scott signed up more than 550 seniors to the Medicare Part-D prescription plan through the Humana – Walmart booth program in several Hoover and Pelham Walmart’s.

Several family members had a Reverse Mortgage and he felt it was a close fit to the fun he had educating people on the Medicare part – D program.

Scott is one of those people who cannot sell a product unless he fully believes in it. He researched and decided this was just like the Medicare Part-D plan; he just needed to become extremely educated with the Reverse Mortgage or the original proper name – home equity conversion mortgage (HECM) so he could explain it to homeowners.

The family members with a Reverse Mortgage or (HECM) home equity conversion mortgage seemed to be having a stress-free retirement using this equity-based retirement solution. He thought this would be a compliment to his insurance sales, but a month later he was full time.

The nickname Alabama’s Reverse Mortgage Guy was coined for Scott after an appearance on a local radio talk show here in Birmingham.

As Vice President at SMG Mortgage with over 15 years in the mortgage industry I have the experience with Conventional, FHA, USDA, VA loans, and especially Reverse Mortgages. I Love what I do, and most of my business is based on referrals, so it is my goal to provide a pleasant experience all the way through the mortgage process and beyond. I usually give one on one service, so its not like dealing with a giant out of town lender.

SMG Mortgage is a direct lender based in Birmingham, Alabama but unlike most banks we choose to sell or broker our loans to multiple investors allowing us to ensure our clients get the best deal for their situation and not a one-size-fit all program. This allows SMG Mortgage to offer rates, programs and fees that are among the most competitive in the industry.

Mortgage professionals in Alabama, so I conduct business in the entire state and Tennessee, Mississippi, and Georgia.

Scott has been in the Alabama Reverse Mortgage industry since early 2007 and Reverse Mortgages and Reverse Mortgage Purchases are all that he handles. Let his experience and the convenience of being local benefit you. I love working with Realtors using the Reverse mortgage purchase program and want the Realtors clients geting the home they really want.

For additional information, an illustration, or a free E-Booklet please call Alabama’s Reverse Mortgage Guy in Birmingham (1-205) 908-2993, or Huntsville, and South Alabama (888) 220-0393.

Reverse Mortgage History   US News – How to find the best lender.  Reverse Mortgage Calculator  is here to give you a ballpark estimate, but we are brokers for all of the largest lenders, so ask for a proposal, it should be even better!

NMLS licenses Scott Underwood’s #206339 SMG # 221195. To check out other Reverse Mortgage loan officers, visit the N.M.L.S. consumer access website. National Consumer site.