Why is it always a goal to put aging loved ones on Medicaid?

Why is it always a goal to put aging loved ones on Medicaid?

I’m asking this question, because I constantly see articles and receive advice from family/financial/ estate planning about getting Medicaid coverage, and how to “protect” the aging’s assets so they can qualify for Medicaid.
Here’s my question, if your loved one spent their whole life saving for “retirement” trying to put themselves in a good financial position, however started experiencing health problems, why is it a goal to put them in a position where they only qualified for Medicaid level care? Wouldn’t you want their hard-earned money to go towards a quality of life?

I think Medicaid is great for those who don’t have the financial means to care for themselves, are disabled and could never build a proper income , or perhaps towards the end of life, when assets run out, they aren’t put out on the street.I’m just wondering what the other reason is besides moving their assets so the family can inherit after their passing when it should technically be theirs? What is the benefit for the aging loved one, that I’m not seeing?

Recently became POA for my mom who suddenly started to decline and only come across advice on trusts and Medicaid when I know my mom worked hard and made good decisions for what she has. I’m thinking what was originally meant for her retirement, should go towards quality care for her. What else am I missing??

A Reverse Mortgage can be a better way to keep your loved one at home, I am not only your best Reverse Mortgage choice, but have been thru this with my family.

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