About Reverse Mortgage Alabama- Scott Underwood founder

Main Number: (205) 908-2993
Email: scott@reversemortgagealabama.com

Scott Underwood

Profile

Reverse Mortgage Alabama has been in the Mortgage industry since 2007; Scott has become an expert in the South due to my knowledge of Reverse Mortgages. He loves working with seniors and knowing the positive results a Reverse Mortgage can have. Most of our business is based on client referrals, so it is my goal to provide a personal experience from application to closing.

Why use a broker

Scott prides myself on going the extra mile to educate options today on Reverse Mortgages, Reverse Mortgages to purchase a home, and Proprietary Reverse Mortgages available to people at 55 years old in Mississippi, Georgia, Tennessee, and 55 years old in Alabama.

Reverse Mortgages today are being used for many different reasons, such as replacing a loved one's income, providing a solution to pay for in-home care instead of a nursing home, eliminating a current mortgage and payment, or supplementing retirement income or an investment portfolio. I keep up with the latest programs such proprietary mortgage which give a lump sum, and I also represent the top lenders that do these.

Reverse Mortgage Alabama is a direct lender, but unlike many “big banks” and some other lenders, we can work with many different investors offering programs for almost any situation. We understand that everyone's situation is different, and we have the flexibility to meet those needs.

Please call us with any questions or for a no-hassle illustration. We are in Alabama, Georgia, Tennessee, and Mississippi. Our main office is at 204 Griffin Park Drive, Birmingham, AL 35242. We also serve Huntsville and anything in between. I have worked with as many Decatur & Huntsville people in the last 20 years as I have in Birmingham. We had a huntsville office until covid. Everyone was telling me just come to my house, so I thought the office was a waste of money.

If you need a mortgage or just have general financing questions, we would be happy to help you. You can contact me at (205) 908-2993, (256) 677-9797, or scott@reversemortgagealabama.com.

Professional Profile

  • Experience: Scott has been in the mortgage industry since 2007 and specializes as an expert in Reverse Mortgages within the Southern United States.

  • Service Philosophy: He focuses on providing a personal experience from application to closing, with a business model largely built on client referrals.

  • Lending Approach: Reverse Mortgage Alabama operates as a direct broker wth many large lenders, giving the flexibility to work with various investors to meet unique individual needs.

Specialized Programs & Eligibility

Scott offers education and assistance for several specific products, including:

  • Standard Reverse Mortgages: Used for supplementing retirement income, replacing lost income, or eliminating current mortgage payments.

  • Reverse Mortgages for Purchase: Allowing seniors to buy a new home using a reverse mortgage.

  • Proprietary Products: Available to individuals 55 and older in Mississippi, Georgia, Tennessee, and Alabama.* $300,000 house value. We work wit the top lenders wholesale division to make sure you always get the best deal and any plan available.

  • Call Scottt  (205) 908-2993 or (256) 677-9767 to find out how to qualify for a Reverse mortgage.
    Email scott@reversemortgagealabama.com.
    Main Office 204 Griffin Park Drive, Birmingham, AL 35242 website
    Proud to serve Alabama for 20 years. From Birmingham to Huntsville to Mobile to the Gulf Shores area. Also serving areas: Alabama, Georgia, Tennessee, and Mississippi.