Why are Reverse Mortgages so popular now? How do they work? Get the facts! I will tell you the pros and cons. Many people entering their retirement years are faced with fixed income stress entering retirement. I have been working with seniors for more than 20 years, concentrating solely on federally-insured Reverse Mortgages since 2007. My mission is to set the highest standard in the Reverse Mortgage industry. I am committed to quality customer service and putting the needs of the people I serve first. I will always adhere to the highest degree of integrity. Reverse Mortgage (HECM) for purchase is a newer product that is growing, due to the fact you can sell one home and use Reverse mortgage money to buy a nicer home, or use savings until the other home sells. National News Stories on Reverse Mortgages.

Zillow.com--Reverse Mortgages: 10 Things You Need to Know

How to choose who to use??  You will notice that many people can handle your Reverse Mortgage, but I have years of experience that they do not have. When it comes to Reverse Mortgages, education is the key, with options now like a line of credit, monthly payments, or lower closing cost HECM "Saver". My pledge to you is to assist in the education process, so you are able to make an informed decision. I always encourage prospective clients to invite family members to be a part of the discussion during the education process. It also does not hurt that you that we broker for 2 of the top 5 lenders and can look for the best product for your needs. Please call me Scott Underwood, "Alabama's Reverse Mortgage Guy", at (cell) 205.908.2993, 205.60RMGUY, or 256.677.9767 to schedule an appointment in house, in office, or to request easy to understand information by mail, or email.  

I have a "Reverse Calculator" above to give you an idea of how much the HECM will provide, but usually after a quick call I will tell you a better amount. Get easy to understand, no- nonsense information and rates from me to make your decision easy! Look under "Free Guides" tab at the top to view a copy of the National Council on Aging booklet "Age in Place" 

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Birmingham, Hoover, Cullman, Anniston, Gadsden, Decatur, Huntsville and most other areas of North / Central Alabama! 

Office - 2800 Greystone Commercial Blvd, Suite 5A Birmingham, AL 35242