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Let us be your guide for navigating through a Reverse Mortgage. Scott Underwood known as "Alabama's Reverse Mortgage Guy" has 11 years of experience. His knowledge and experience will ensure your Reverse Mortgage is a positive experience for you and your family.


Birmingham, Alabama’s Scott Underwood has been personally handling Reverse Mortgages for over 11 years. Let Scott handle your Reverse Mortgage process with a simplified, personal, streamlined approach, that achieves 30 day closings!

A Reverse Mortgage loan is designed especially for seniors, age 62 and older to gain access to equity in your home for current use, with no monthly payments for as long as you live in the home. It is a way to eliminate a house payment, and use that money for supplementing income! As Alabama’s only direct to consumer lender we have local offices in Birmingham,  Hoover, and Huntsville or I offer house calls are available in Vestavia Hills, Mountain Brook, the Greystone area, and most of the greater Birmingham metro.

Call for an in-office or in-home appointment today. Put a face to the name by working local. I will answer all questions, explain how it works, and will educate you on the pros, cons, benefits, advantages, disadvantages, terminology, qualifications, financial planning, and the financial assessment; which is part of the new Reverse Mortgage. You will receive Reverse Mortgage quotes and examples on several of the NEW Safer Reverse Mortgage programs.

Call to schedule and we will start the application with me to explain each page to help you understand more and more about Reverse Mortgages. Make sure to read national and current news articles on  Reverse Blogs.  Also take time to read the “testimonials” posted and the newer “Google reviews” to give you a better idea of how I care about each and every client.

Scott enjoys working with Realtors using the Reverse Mortgage for Purchase; which is a way to move to a retirement home using a Reverse Mortgage and working with Financial Planners to extend your retirement income.

Scott will personally answer the phone when you have a question. We are BBB A+ accredited, and adhere to NRMLA’s code of ethics. Call 205.908.2993, or 256.677.9767. Local offices in Birmingham, Hoover, and Huntsville, AL. Also house calls in the greater Birmingham metro area.