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Let us be your guide for navigating through a Reverse Mortgage. Scott
Underwood known as "Alabama's Reverse Mortgage Guy" has 11 years of
experience. His knowledge and experience will ensure your Reverse Mortgage
is a positive experience for you and your family.



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Home. Reverse Mortgage Alabama. I try very hard to make the process easy, more personal, and fast! A Reverse Mortgage loan is designed especially for seniors, age 62 and older to gain access to equity in their home for current use, with no monthly payments for as long as you live in the home. Its a way to eliminate a house payment, and use that money for supplementing income! As Alabama’s only direct to consumer lender we have local offices in have Birmingham, Hoover, and Huntsville, Alabama or can usually come to you in places like Anniston, Gadsden, Fort Payne, Guntersville, and Decatur.

I like working with Realtors using the Reverse Mortgage for Purchase and working with Financial Planners to extend your retirement income.

Call for an in-office or in-home appointment today. Put a face to the name by working local. I will answer all of your questions, and I will educate you on the pros, cons, benefits, interest rates, advantages, disadvantages, financial planning, and the financial assessment; which is part of the new Reverse Mortgage. You will receive Reverse Mortgage quotes on several of the NEW Safer Reverse Mortgage programs.

Don’t discount having a local highly experienced face to talk with and explain what you are signing, and be accountable are telling you. Also, I personally answer the phone when you have a question. We are BBB A+ accredited, and adhere to NRMLA’s code of ethics.