My nursing home horror story In my line of work, I have seen and heard many nursing home stories. I have a lot of experience helping families use a Reverse Mortgage to supplement the cost of long term care or nursing home care. My recent experience is more disturbing that anything I had previously heard.…

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Long Term Care Insurance Grows More Difficult for Seniors to Fund Financial PLanners and Elder Care Attorneys are recommending Reverse Mortgages (HECM) to help seniors have enough funds to retire or put the money in a line of credit and let grow until their client has medical needs. Options for long-term care (LTC) insurance are diminishing…

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How to “Unplug” from Caregiving I have worked with more power of attorneys, conservator ships, in home care companies than I could count and I thought I was the expert. Then I was on the other side of the fence, and  found out there is so much more than funding in home care. My mom…

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How to Stop Caregivers Engaging in Unhealthy Behaviors to Relieve Stress I have much personal experience in this field, so first of hats off to the other part and additional caregiver. It is stressful and demanding. I bring these articles to help all of us that can live for years on wits end, because I work…

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Reverse Mortgages for home care- Understanding the Pros and Cons I found this un-biased article on using a Reverse Mortgage for long in home term care written by Valerie Vanbooven for the Agingcare.com webssite When it comes to helping an aging loved one with financial decisions, caregivers want to make sure they take the time…

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The average Cost of Senior Care. The average cost of senior care. In Alabama homemaker home care senior services and home health aide care services are comparable in price: $3,051 and $3,146, respectively. The cost of senior care adult day health care is the cheapest in the nation at just $596 a month, according to…

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House pays for care. Reverse Mortgage Alabama. Using the House to Pay for Grandma. Dent Research Team of Analysts. This is a problem I have worked with adult children for years to provide in home care for parents, but it seems more and more common. Personally my generation is called “The Sandwich Generation” so I…

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