The Benefits of In-Home Care for Dementia Patients Family caregivers are now better able to take advantage of services offered by home care companies. I certainly took advantage of these services throughout my time caring for multiple seniors, including my parents and an elderly neighbor. The biggest challenge I faced, though, was when I hired […]
U.S. Govt- How to pay for care

U.S. Govt- How to pay for care. Costs & How to Pay for care – Paying Privately for care – Reverse Mortgages to pay for care. I found this publication by the U.S. Department of Health and Human Services on LongTermCare.gov. To help find your path forward. The Basics Just beginning to think about long-term care? Start here; it’s […]
Paying for long-term care
Paying for long-term care As we learned in last week’s, the cost of custodial care in Aiken is about $5,000 per month for a private room in a nice nursing home and between $20-$25 a day for in-home care. If you and your spouse, or you alone if you are single, have determined that you […]
Aging in Place
Diving Deeper into Medicare Advantage’s Potential for Aging in Place Aging in place remains a major priority for many seniors who take out a reverse mortgage, using the proceeds from their loan to help make the goal of staying in their house more possible. With newly-proposed changes to the Medicare Advantage program having the potential to allow […]
Reverse Mortgage Before It’s Needed
Why Open A Reverse Mortgage Before It’s Needed? I have been preaching this sermon for years and some financial planners have started to listen. Open the Reverse Mortgage early in life and let the line of credit grow. The Elder Care publication (NAELA) wrote a front page article last spring call Long Term Care Insurance […]
My nursing home horror story
My nursing home horror story In my line of work, I have seen and heard many nursing home stories. I have a lot of experience helping families use a Reverse Mortgage to supplement the cost of long term care or nursing home care. My recent experience is more disturbing that anything I had previously heard. […]
Long Term Care Insurance
Long Term Care Insurance Grows More Difficult for Seniors to Fund Financial PLanners and Elder Care Attorneys are recommending Reverse Mortgages (HECM) to help seniors have enough funds to retire or put the money in a line of credit and let grow until their client has medical needs. Options for long-term care (LTC) insurance are diminishing […]
Unplug from Caregiving
How to “Unplug” from Caregiving I have worked with more power of attorneys, conservator ships, in home care companies than I could count and I thought I was the expert. Then I was on the other side of the fence, and found out there is so much more than funding in home care. My mom […]
Caregivers
How to Stop Caregivers Engaging in Unhealthy Behaviors to Relieve Stress I have much personal experience in this field, so first of hats off to the other part and additional caregiver. It is stressful and demanding. I bring these articles to help all of us that can live for years on wits end, because I work […]
Reverse Mortgages for home care
Reverse Mortgages for home care- Understanding the Pros and Cons I found this un-biased article on using a Reverse Mortgage for long in home term care written by Valerie Vanbooven for the Agingcare.com webssite When it comes to helping an aging loved one with financial decisions, caregivers want to make sure they take the time […]
