Half of Americans Without Retirement Plans at Work Nearly half of workers in the U.S. do not have access to retirement plans at work, according to a new AARP study. Nearly 57 million people — 48% of American private sector employees ages 18 to 64 — work for an employer that does not offer either…

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Should you use a reverse mortgage to pay for long-term care? Someone turning 65 has nearly a 7-in-10 chance of needing long-term care in the future, according to the Department of Health and Human Services, and many don’t have the savings to manage the cost of assisted living. But they may have a mortgage-free home…

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How Does a Reverse Mortgage Work. For many retirees, their largest asset is their home — but they might not be ready to sell to cash in on their equity. That’s where a reverse mortgage can come into play. A reverse mortgage allows people aged 62 and older to continue to live in and own…

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4 Unconventional Ways to Fund Your Retirement One or more of these unconventional methods could be just the key you’re looking for. Key Points Working a traditional job and investing your funds isn’t the only way to save for retirement. Thinking outside the box can help you generate extra money for your future. Diligently saving…

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Rethinking estate planning: Leveraging HomeEquity’s CHIP Reverse Mortgage Wealth Professional spoke to HomeEquity’s Andrew Cairns about the timely topic of estate planning. Rethinking estate planning: Leveraging HomeEquity’s CHIP Reverse Mortgage By Chris Davies “I think,” says Andrew Cairns, National Lead of Wealth Management at HomeEquity Bank, “that there’s an opportunity for reverse mortgages to put…

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Next bear market will be ‘the worst in my lifetime’ — here are 3 keys to survive it. Jim Rodgers Famed investor Jim Rogers has seen quite a few bear markets in the last half century, but he fears the biggest one yet could be right around the corner. “The next bear market will be…

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What Is the Best Way to Use the Equity from My House to Pay for My Care? My estate consists of a single-family home that is totally paid off, with a current value of $1 million. My adult children have no need for, nor do they want, an inheritance. I would like to get the…

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Birmingham and Huntsville Alabama Reverse Mortgage information

Fact-Checking Dave Ramsey’s Reverse Mortgage Claims I have always been irritated with Dave Ramsey when he has a caller asking about a Reverse Mortgage. Not for the reason you might think. When someone calls in Mr. Ramsey doesn’t listen to their situation, instead he starts off on a generalized rant. On a show a lady…

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   Download Report Download Report Download PowerPoint Read Press Release Watch Webinar Replay Women’s Views on Retirement Infographic A new report finds that across party lines, Americans are worried about concerns about their retirement insecurity. The vast majority of Democrats (70 percent), Independents (70 percent) and Republicans (62 percent) agree that the nation faces a retirement…

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