What to Look For In A Retirement Plan

What to Look For In A Retirement Plan A retirement plan has two major objectives. One is to provide assurance that you will not run out of money at an advanced age. Reflecting this objective, and because only an annuity pays you until you die, with few exceptions every retirement plan should contain an annuity. […]

Retirement Income Stabilizer

Mortgage Professor’ to Launch ‘Retirement Income Stabilizer A forthcoming program aimed to stabilize retirees’ finances will help connect the dots for those striving to establish their post-working life’s income. The program is being established by Jack Guttentag, a.k.a. “The Mortgage Professor,” who has long been a proponent of reverse mortgage use. He identifies issues ranging […]

Find The Best Deal

Find the best deal on an HECM reverse mortgage. By The Mortgage Professor:  Jack Guttentag The best deal on a mortgage is usually defined in terms of the interest rate and origination fee charged the borrower. That was my approach in a previous column on the subject. I recently realized, however, that with reverse mortgages, it […]

Retirement Funding

Retirement Funding.  How retired homeowners can avoid running out of money by Jack Guttentag. Daily Herald Chicago, Illinois. The combination of increased longevity and declines in the coverage of defined benefit pension plans means that, increasingly, retirees risk running out of money because they live too long. Reverse Mortgages can supplement income and supplement retirement […]

Choose a Reverse Mortgage Pro

Choose a Reverse Mortgage Pro. Two Great articles What to Look For In a Reverse Mortgage Pro by “The Mortgage Professor-November 21, 2013 When a mortgage borrower selects a lender with whom to deal, the identity of the firm is much less important to the borrower than the identity of the individual loan officer (LO). Realtors have […]