Retirement Portfolio Exhaustion

Retirement income, social security benefits

To Reduce the Risk of Retirement Portfolio Exhaustion, Include Home Equity as a Non-Correlated Asset in the Portfolio.  By Philip Walker; Barry H. Sacks, Ph.D., J.D.; and Stephen R. Sacks, Journal of Financial Planning: December 2021 Executive Summary Financial planners have long regarded diversification and asset allocation as essential tools for reducing portfolio risk for their clients. […]

Why Home Equity Matters

Why Home Equity Matters Why Home Equity Matters. Home equity—the current value of your home minus your mortgage balance—matters because it helps you build wealth. When you have equity in your home, it’s a resource you can borrow against to improve your property or pay down other high-interest debts. However, it’s also volatile because home […]

How Does A Reverse Mortgage Calculator Work?

Doing education to determine if a Reverse Mortgage is a good fir for you.

How Does A Reverse Mortgage Calculator Work?  If you’re a senior and thinking of tapping into the equity you’ve built up in your home by taking out a reverse mortgage loan, then you likely have a lot of questions, especially if you’re entertaining this idea for the first time. It is only natural, considering that […]

Retirees Make the Most of Your Home Equity

Retirees Make the Most of Your Home Equity A home equity loan or home equity line of credit may be perfect for your retirement finances. But don’t delay; a fee increase is coming. A debt-free retirement has been the ideal scenario for so long that older adults often overlook a valuable financial resource: their home. […]

What is Equity Release

Beginners Guide: What is Equity Release? As we grow older and settle into life, we build up a net worth to be used to help us get through our golden years and hopefully leave a little something extra for our children on the side. Using your financial resources effectively isn’t the simplest of tasks, but […]

Home help you fund your retirement?

Could your home help you fund your retirement? Many people live in their most valuable asset. Here’s how its value could help you retire on your terms. Key points. Regardless of whether you plan to sell your home or not, your home equity can play a key role in your financial strategy for retirement If you […]