Retirement Plans Soar in Strong Market, But Half of Americans Missing Out Americans with 401(k)s have had reason to celebrate the last two years, as record stock market performance has inflated retirees’ nest eggs. But despite all the sunny news, a huge swath of Americans is missing out, according to a Thursday post from the…

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Expert Calls for Lower Costs on Reverse Mortgages Used in Retirement Plans Now that today’s Reverse Mortgage is so much safer than before, financial planners are recommending them as a safety net or as a long term care substitute. A leading expert on reverse mortgages called on the Department of Housing and Urban Development to…

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Why a Reverse Mortgage is worth considering more now than ever as a retirement planning tool. During our COVID-19 lockdown, my wife returned to an old hobby and set up a jigsaw puzzle on our dining table. Four-hundred and ninety-nine pieces and quite a few hours later, she learned she was missing something. Disappointing, right? We…

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Retirement Planning Survey . The Particular Instances Where You Will Do a Retirement Planning Survey. This article is really written for people like me in the retirement planning world, but I thought I would share it to help seniors making these big decisions have an easier time. The National Care Planning Council designed the Retirement…

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 The Retirement Panic Attack You Never Saw Coming At a party, my friend was asked how his recent retirement is going. He lamented, “I’ve had some rough nights and more than one panic attack.” I found his reply surprising since we had talked earlier about his financial situation, and he had more than adequate retirement…

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How options for housing in retirement have evolved Don Garman, Founder and Chief Investment Officer at Mirador Capital Partners, predicts a changing financial landscape in years ahead and tells retirees that when investment returns aren’t necessarily able to ensure a comfortable existence in retirement alone, they may need other ways to supplement income. There’s one…

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Retirement Insecurity 2021 A new report finds that across party lines, Americans are worried about concerns about their financial security in retirement. The vast majority of Democrats (70 percent), Independents (70 percent) and Republicans (62 percent) agree that the nation faces a retirement crisis. There also is bi-partisan agreement that the average worker cannot save…

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   Download Report Download Report Download PowerPoint Read Press Release Watch Webinar Replay Women’s Views on Retirement Infographic A new report finds that across party lines, Americans are worried about concerns about their retirement insecurity. The vast majority of Democrats (70 percent), Independents (70 percent) and Republicans (62 percent) agree that the nation faces a retirement…

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Pennies

Experts say the 4% rule, a popular retirement income strategy is outdated PERSONAL FINANCE KEY POINTS The 4% rule, a popular strategy to gauge withdrawals from one’s retirement portfolio, won’t work as well in coming decades due to lower projected stock and bond returns, according to a Morningstar paper published Thursday. The withdrawal rate should…

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Mortgage Professor’ to Launch ‘Retirement Income Stabilizer A forthcoming program aimed to stabilize retirees’ finances will help connect the dots for those striving to establish their post-working life’s income. The program is being established by Jack Guttentag, a.k.a. “The Mortgage Professor,” who has long been a proponent of reverse mortgage use. He identifies issues ranging…

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