Sequence Of Returns Risk

How to battle sequence of returns risk. Investment News Retiring during the longest-running bull market in history can be scary, as some begin to wonder when the good times will end? There were two recurring themes at the annual Investment News Retirement Income Summit in Chicago earlier this month: the economic impact of increased longevity…

The Academy of Home Equity in Financial Planning focuses on smart use of housing wealth. Former Funding Longevity Task Force gets a new name and a new institutional partner. As defined benefit plans and pensions become a thing of the past, researchers continue to extoll home equity’s critical role in retirement income planning. For some…

Diving Deeper into Medicare Advantage’s Potential for Aging in Place Aging in place remains a major priority for many seniors who take out a reverse mortgage, using the proceeds from their loan to help make the goal of staying in their house more possible. With newly proposed changes to the Medicare Advantage program having the…

Finra’s Stance on Reverse Mortgages RETIREMENT RESEARCHER. FINRA is the Financial Industry Regulatory Authority. It is a self-regulatory body for financial brokers and brokerage firms. As a part of its efforts to protect consumers, it issues alerts and reports on a variety of financial issues, including reverse mortgages. FINRA’s stance on them is described in…

Here’s How Many U.S. Households Will Run Out of Money in Retirement This is going to turn into a major problem affecting young boomers at a large scale. I am involved with my parents who have a Reverse Mortgage and they were set. Plenty of money, plus VA aid and attendance to add over $2000…

Despite Tough Sell, Don’t Ignore Reverse Mortgages. from Financial Advsior Magazine. Clients who risk running out of money in retirement can likely benefit from a reverse mortgage, especially if they take out the mortgage early in retirement, according to Christopher Mayer, chief executive at mortgage lender Longbridge Financial, and Wade Pfau, professor of retirement income…

Why more and more financial planners are recommending to their clients a Reverse Mortgage. The proper name for this product has always been Home Equity Conversion Mortgage or HECM for short. The HECM can be used as a defensive play protecting managed assets or to pay off a mortgage. For instance, a client of mine…

Affluent Seniors Interest in Reverse Mortgages When asked to serve as a sponsor at a recent retirement strategies event hosted by TheStreet, Finance of America Reverse (FAR) saw a unique opportunity to discuss ways in which home equity could be implemented into retirement strategies. What FAR Vice President of Retirement Strategies Steve Resch did not…

Americans Don’t Save for Retirement Because They Don’t Earn Enough Money Too few Americans are saving for retirement. Those who do save are putting away too little. It is only a matter of time before this sparks an economic and political crisis. Proposals for addressing this looming crisis usually fall into three categories. Some argue…

Diving Deeper into Medicare Advantage’s Potential for Aging in Place Aging in place remains a major priority for many seniors who take out a reverse mortgage, using the proceeds from their loan to help make the goal of staying in their house more possible. With newly-proposed changes to the Medicare Advantage program having the potential to allow…