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Managing Dementia Outbursts
Managing Dementia Outbursts Through Redirection and Relearning Some things you never forget how to do, like riding a bike. Although that’s not necessarily true for Alzheimer’s and dementia patients, this concept is the basis for a technique that thwarts anxious behaviors by directing attention to familiar activities or things enjoyed in the past. AnnaMarie Barba…
Read MoreSenior Care Options
3 Questions for Clients Who Are Looking at Senior Care Options Some clients have to move from planning for long-term care to implementing the plan. Financial advisors wear many hats when providing their clients with guidance about their futures, and fielding questions about care for aging parents often comes with the territory. Choosing the right…
Read MoreNo Retirement Savings
No Retirement Savings and Nearly Out of Time? Here’s How to Compensate. Countless older workers are about to end their careers without money in the bank. Here’s what to do if you’re one of them. Article I found today from the Motley Fool. Maurie Backman (TMFBookNerd) Though we’re told to prioritize retirement savings during our…
Read MoreMortgage Shopping
Readers’ questions about mortgage shopping. answered by Jack Guttentag, The Mortgage Professor Q: How many price quotes should I get in refinancing my mortgage? A: Get as many valid quotes as possible. Two or three valid ones help; 10 phony ones are worthless, or worse. Valid price quotes must meet three major conditions: —Same market…
Read MoreLife Resource Planning
Life Resource Planning Focuses on the Need for Eldercare Certain diseases, disorders, accidents or injuries result in disabilities that last longer than a few weeks or months. Many of these become permanent problems and although the disabled person may eventually adapt to take care of himself, a caregiver is often needed. The location of where…
Read MoreNew Safer Reverse Mortgage
Is the ‘New’ Safer Reverse Mortgage a Better Deal for Consumers? I found a great article today about the Newer Safer Reverse Mortgage. It doesn’t pay out as much money as before, but it will probably always. Recent changes to the reverse mortgage program have many lamenting the fact that fewer people will now qualify.…
Read MoreCritical Retirement
69% of Seniors Say Social Security ‘Critical’ Retirement Plans I found this article today with some surveys, one by Social Security: office of retirement and Disability Policy. More than two-thirds of seniors say that Social Security benefits are critical to their retirement planning according to a new survey, while a plurality said their biggest financial…
Read MoreOnce risky Reverse mortgages safer
Once risky Reverse mortgages safer in recent years Some older adults may be wary of reverse mortgages, but in recent years, regulations have been implemented to make reverse mortgages less risky. Still, it’s best for homeowners to consider other options too, such as refinancing or downsizing. Chicago Tribune by Benny L. Kass Reporter. There have been so…
Read MoreNeed for long term care plan
Need for long term care plan Very few families are prepared for the challenge of long term care for a loved one. This is because very few families plan for the contingency of needing long term care. The seniors themselves typically ignore the need for planning and the children or grandchildren are tied up in…
Read MoreVeterans Aid and Attendance
Veterans Aid and Attendance? Veterans Pension and Survivor ‘s Pension – also known as Death Pension – are disability income programs available to veterans or to the single surviving spouses of deceased veterans. Survivor ‘s Pension or Death Pension is often referred to as “The Aid and Attendance Death Benefit.” This is a misnomer, but…
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