The HECM Team

The HECM Team in our corporate office is what makes me look good. I can spend time with you while they are working a file. Scott Underwood “Alabama’s Reverse Mortgage Guy”, Vice President for New South Mortgage is your Alabama Reverse Mortgage direct lender!  I have the experience to answer any and all questions. When you contact us we will explain the pros, cons, rates, processing time, appraisal needed, the FHA mandatory counseling, and what happens at your closing- and beyond.

Scott Underwood will be your personal contact from start to finish, but we have a great team in our Huntsville office that does everything from processing, underwriting, and closings. Which is why we close in 30 days

Contact Scott Underwood for your Reverse Mortgage (HECM) needs in Birmingham-(205) 908-2993, Huntsville/ North Alabama-(256) 677-9767, South Alabama-(251) 333-4200, or email

Thanks for submitting to our website to ask a professional from Reverse Mortgage Alabama and New South Mortgage- the local Alabama Reverse Mortgage lender with offices in Birmingham, Montgomery, and Huntsville, Alabama and most Alabama house calls are always available!

Since 2007 , Scott Underwood have been working with Alabama’s homeowners making sure each person receives personal attention and feels like they received a great deal, and the HECM team makes the process is very simple to understand and the closing came fast!

Use this form to contact Scott Underwood; Alabama’s experienced Reverse Mortgage expert today! We are wanting to work with your pace, not just for financial gain you receive when dealing with an out of town lender.

With Scott, his high standards, his great HECM team you will save money, close faster, receive personal attention which in turn helps you understand the (HECM) Reverse Mortgage and know that this is the best decision you could have made!