Client Testimonials

Client Testimonials from hundreds of Alabama’s Reverse Mortgage (HECM) satisfied clients since 2007.

These Alabama client testimonials are all from my past happy clients that I personally helped with a HECM Reverse Mortgage! Also look up my Google map page for more testimonials! If your area satisfied client already does not be shy- you can add a Google map testimonial if you have a Google account or testimonials for this page can be mailed or emailed to me.

  • Jim Sullivan recommends Reverse Mortgage Alabama – SMG mortgage.May 19 · Huntsville, AL. Scott was very helpful during the whole process, answered all my questions and made sure that all the paperwork was correct.
  • Martha Richards recommends Reverse Mortgage Alabama – SMG mortgage.. March 4, 2019 · Greystone, AL. Scott was very helpful and stayed with me and helped all the way to the end. I recommend him highly!
  • Scott has been a kind and knowledgeable of his work. This week we closed on my loan and appreciate all the work he has done for me. Thanks to him a lot of things will be paid, and I will not have to worry any more. Thanks, Scott Underwood, for helping me. Testimonial from: Mildred Gomez. Calera, Alabama.
  • Scott was helpful and stayed with me and helped all the way to the end. I recommend him highly! Janet King. Oxford, AL\
  • This was a wonderful experience with a positive outcome. It was the grace of God I got in touch with Scott Underwood. From the very beginning, he informed me he would do his best to help me. I had previously applied with another company. Well over two years after providing the requested information and proof and after two appraisals and three counseling, they still did not help me. As a matter of fact, the original RMF specialist was replaced by another specialist who was rude, insulting, and argumentative. When I talked with Scott, he was honest, straight forward and caring. He did in three conversations in a span of a week more than RMF did in over two years. I am a Christian and I fear God. I am honest and I tell the truth. I know God put Scott in my path because I genuinely believe he is a good steward and a God-fearing man. Thank you Scott and I pray God’s continued blessings on your life. Amen. Harriet- Satsuma, Alabama.
  • Scott was extremely helpful and stayed with me and helped all the way to the end. I recommend him highly! Jan King from Facebook. Oxford / Anniston, AL
  • Scott was very professional. He helped me complete the process in an amazing amount of time. I highly recommend him to anyone who needs or wants a reverse mortgage. Jackie A. from Facebook. Hoover, AL.
  • Tonia, Thank you for everything! We appreciate your patience. Cheryl and Clifford Dunlap. Albertville, AL
  • Professional, smart, patient, and caring during my quest to obtain a reverse mortgage for my home. All transactions were timely, smooth, accurate, and with excellent expertise. Scott is an excellent asset to your business, and I plan to recommend him to friends. Scott desires the highest possible promotion in your business also with raise. He is an awesome employee. I thank Scott so much for helping me make my life less stressful and I shall forget his kindness and support as I had just come through some difficult times. Again, my heartfelt thanks. D.H., Talladega County, Alabama.
  • I am sort of in shock. I cannot believe it has happened. I want to say thank you again Tonia and my husband thanks you too. Lots of love, Ora Jean Styles. Mobile, AL
  • I am the last thing my father said to me before he passed away was to take care of my mother. Scott sat down with my family and we now able to keep her in her home. Scott, we are so thankful for your help. Kelly. Fultondale, AL.
  • I am an 80-year-old female with a limited financial background and was very skeptical of a reverse mortgage. My financial adviser and I met with two highly recommended reverse mortgage representatives. I was impressed with the knowledge and integrity of both but chose Scott Underwood because Scott patiently answered my many, many questions. I kept trying to find “the catch” so Scott continued to meet with me making sure I had all my many more questions answered before making my decision. He walked me through every step; always being available to answer questions not previously thought of. Even after the transaction was completed, Scott has been available if I feel I need him. I cannot recommend these young many highly enough for your reverse mortgage needs. Mrs. Hall Hoover, Alabama.
  • Scott worked with me on 2 occasions, a never gave up. Helped me with a huge problem. Linda in CenterPoint, Alabama.
  • Working with Scott was a great experience. He pushed hard to get everything to close before my husband had to have surgery which Scott knew would put out of commission for an extended period. We will always be grateful to him for going the extra mile and making it happen for us in a timely manner. Linda. Shoal Creek area in Hoover, Alabama.
  • I did not want to bother you with another phone call, but I had to let you know how much Dorothy and I appreciate all your hard work on our Reverse Mortgage. I see now what a difficult job you have. If we ever have an opportunity to recommend a Reverse Mortgage to anyone, it could only be you. God bless you and your family & best wishes for great success in all your future business. Your friend, Norm in Clanton, Alabama.
  • We have appreciated the help very much you gave us in processing our Reverse Mortgage. After doing research on them for a couple of years or more, we were pleased to find you. It has been a big help to us. Thanks for your professionalism and thoroughness in explaining how such instruments work. R. Fries. Madison /Huntsville, AL.
  • Dear Scott, thank you so much for your help in getting my Reverse Mortgage approved! I really appreciated the chance to sit down with you face to face and have all my questions answered about the process. You were able to tell me about options so that I knew it would work for me. So well in fact; that I was able to put a “forever roof” on my house after the storm. Insurance did not pay for it all because of the age of the shingles. I am glad to have the Reverse Mortgage since my kids have their own homes and now, I can make some changes and up-date mine. I am passing “the word” if that is OK? I have several friends who could really use it and I am giving them your name and number. It is also nice that you keep in touch and I feel that I can still call if I have any other questions. From Grace in Mountain Brook, Alabama.
  • Scott Underwood has been a fantastic Reverse Mortgage Broker to me. Susan. Hokes Bluff, Alabama.
  • Hi Scott! I thought you would like to know the end of story. Sometimes when you are during a trial, it is hard to look at the big picture. We were incredibly stressed and counting pennies, something we have not had to do for a long time. The dealership in MS was putting a lot of pressure on us. Calling us every half hour, literally. Dave is so happy with his newer car. It needs some touch up work, but he loves to work on cars, so he is in his element. It has been a long struggle. From Lynn in Gardendale, Alabama.
  • Scott was very professional and can in under 30 days. Extremely impressed! L Phillips. Hoover, Alabama.
  • Dear Scott, I want to thank you for all your help and guidance with my mother’s reverse mortgage. When we first decided to check into a reverse mortgage, I could not find anyone to sit down and explain the pros & cons directly to my mom. All we knew is what you hear on television. It was very frustrating, leaving message after message with various advertisers of reverse mortgages, and never receiving a call back. I feel so fortunate that; a local lender took us under his wing an arranged an initial phone meeting between us. Of course, those lead to many other calls and even more emails! I can never say “thank you” enough for your time and patience. I am certain we kept on asking the same questions, but you never failed to cheerfully answer, time and again, until we understood the process. Making two trips from Birmingham to talk to my mom face to face, so she would not have to travel, was extremely generous of you. Scott, you truly are “The Reverse Mortgage Guy”! It was the right decision for my mom’s situation and your hard work, knowledge and humor, plus going “above and beyond”, made it all a stress-free and uncomplicated process for her. From Robin in Huntsville, Alabama.Thanks for everything! Robin – Keller Williams Realty- Huntsville, AL
  • You supported us throughout and were always so nice. You answered every email immediately. And you know about word of mouth. I have already talked about reverse mortgages to several people who are extremely interested. Most people do not even know about them or how they work. If you give me the email to your boss, I will gladly write you a glowing review. I hope you and your family have a very Merry Christmas. We will never forget you and we hope your life will be filled with many many blessings. Thank you. Scott and his group really helped us in a crisis. Thanks to them my little lady is in her own home and not a nursing home. Would greatly recommend reverse mortgage for in home care funding as well as other finance reasons. It was fast; funds were available the next week after closing. L. Willis. Florence, Alabama.
  • Scott Underwood was knowledgeable, courteous, and professional in assisting us with our Reverse Mortgage. We eliminated two mortgages and received a little money as well. We highly recommend him and give him an A+. S. Clinton – Vestavia, Alabama.
  • Scott is an industry veteran who really knows the business. He works hard to ensure his clients are happy. He is truly knowledgeable. C. Brown Anniston, AL
  • Hello Scott. I advise folks to come see you…Great Guy. Gary Stone. Alex City, AL.
  • Scott, I got your card today. It was a pleasure working with you. My whole career it was my job to make sure everything came together at the right place and the right time to get the job done. I expect the same from everyone else and you have done that for me. The person from Henderson’s called and told me I should get the check tomorrow. She also told me you stopped by to make sure it got done. I thank you. You have exceeded my expectations, working with you was a pleasure. I wish you the best of everything. From Billy in Cullman / Smith Lake, Alabama.
  • Thanks Scott. We appreciate your help steering this to completion. Roy in Vestavia, Alabama.
  • Scott is an industry veteran who really knows the business. He works hard to ensure his clients are happy. Maleah in Hoover, Alabama.
  • Scott Underwood did an excellent job of providing information about reverse mortgages, answering all our questions at every step of the way, and getting us what we feel was the best deal out there considering the poor economy. He never left a question hanging and responded quickly whenever we had more questions. We were incredibly pleased with the service and would recommend him to all who seek the same path in the future. We have been enjoying an additional income stream now for the past six months after investing the proceeds from the reverse mortgage, and as a result, it has enabled us to travel the world again—something not possible before! From Jamie—Pelham, (Shelby County) Alabama.
  • Thank you again Scott, Thank you so much for your help in the process of the reverse mortgage. I can only encourage anyone over 62 that want to stay in their home, which may have limited to no financial bonus coming at retirement. At all steps you kept me informed and with your knowledge you had my confidence. Thank you again. After having closed yesterday. I cannot tell you how wonderful it is to know if I had a health issue where I could not work, I would not be a financial burden on my daughter. I cannot praise you enough. You are a wonderful young man. From Betty in Clanton, Alabama.
  • Thanks, the reverse mortgage we got through has helped us to do things we would never have been able to do otherwise. Richard and Sue—Lake Logan Martin – Talladega, Alabama.
  • I think it is great, took the load off my back for the future. AL Page. Huntsville, AL.
  • Even though we had truly little equity built up, Scott was diligent in finding a solution so that we could qualify for a reverse mortgage which enabled us to stay in our home. It was obvious to us that Scott cares about people and wants to be of service in any way possible. Thanks Mike & Penny— Montevallo, Alabama.
  • We knew what we wanted, and Scott was recommended, we closed quickly and received more than we expected. We have already recommended Scott to family. From Bill & Faye in Alabaster, Alabama.
  • Dear Scott, I want to thank you so much for your help with my Reverse Mortgage. You were a God send to me in a time when I needed help. I had just lost my wife trough a sudden illness and you took the stress off me with your friendly and professional guidance and service. I cannot thank you enough. Thank you again. From R Gil in Hanceville, Alabama.
  • Dear Scott: We want to thank you for helping us get our reverse mortgage. You were so good at guiding us through all the steps necessary and the mortgage closing happened so quickly, we were amazed. Now that we have been receiving monthly payments from the mortgage for three months, it is so comforting to know we can meet our monthly budget. We will recommend you to anyone who needs a reverse mortgage. THANK YOU for making our last year’s easier. From Peggy and Charles in Pelham, Alabama.
  • Scott Underwood is the ONLY person to talk to about a Reverse Mortgage. He came down and told me everything I wanted or needed to know about a RM. When my application was approved, he brought the paperwork to me and went over every part again. Scott treated me like family, and I have been incredibly pleased with the RM. It was approved just before the big hailstorm came thru – with my insurance and some of the RM, I was able to put a metal roof on the house. Go for it – call Scott Underwood. You will not regret it. Grace in Jackson, Alabama.
  • I was pleased to have someone that could explain the Reverse Mortgage to me. He was truly knowledgeable and always available to answer my questions. I am happy to have made the decision to use Scott Underwood. Things are looking great now for me! From C. Hicks—Trussville, Alabama.
  • Scott was true to his word and extremely easy to work with. C. Oswalt. Vestavia, Alabama.
  • Scott Underwood at Reverse Mortgage Alabama was fantastic! Scott went above and beyond to help our family. Thanks to Scott our mom can now stay in her home. Scott took care of all the details and made the process easy. I highly recommend Scott Underwood at Reverse Mortgage Alabama. Wayne – Shelby County, AL.

Call Scott Underwood for your Reverse Mortgage needs in Birmingham-1 (205) 908-2993, Huntsville, Mobile, Gulf Shores- South Alabama- 1 (888) 220-0393 to be one of my next my next extremely happy client testimonials.